---
title: "How OzSavers Cashback Comparison Works | OzSavers"
description: "OzSavers compares live cashback rates across ShopBack, TopCashback and Cashback Australia so you always shop where the rate is highest. Here's exactly how it works, step by step."
lang: en-AU
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[OzSavers● ](/)

[Brands](/au/brands)[Coupons](/coupons-offers)[Cashback tips](/cashback-tips)[How it works](/how-it-works)

AU / US 

Choose a platform

[Start comparing](/au/brands)

1.  [Home](/)
2.  How It Works 

The mechanics

# How OzSavers works.

We are a comparison site, not a cashback platform. Here's exactly what happens when you click "Compare".

STEP 01

## You search a brand

We pull rates from 6 cashback platforms in real time. The top rate wins, the others stay visible — full transparency, no hiding.

STEP 02

## You click through

You leave OzSavers and land on the chosen platform. We may get a small affiliate referral when you sign up — you never pay extra.

STEP 03

## The platform tracks

The cashback platform tracks your purchase via the merchant's own affiliate program. This usually takes around 7 days to confirm.

STEP 04

## You get paid

The platform pays your cashback directly to your bank or PayPal — typically 60 days after purchase, per the merchant's confirmation policy.

Ready to compare?

Browse 2,500+ Aussie brands and find the highest cashback rate live.

[Browse all brands →](/au/brands)

[OzSavers● ](/)

Independent cashback comparison for Australian shoppers. We compare ShopBack, TopCashback, and Cashback Australia so you don't have to.

Site 

-   [About](/about)
-   [Editorial standards](/about)
-   [How it works](/how-it-works)
-   [Tips & hacks](/cashback-tips)
-   [Newsletter](/newsletter)

Legal 

-   [Privacy](/privacy)
-   [Terms](/privacy)
-   [hello@ozsavers.com](#contact)

-   [Twitter](https://twitter.com/ozsavers)
-   [Instagram](https://www.instagram.com/ozsavers)
-   [LinkedIn](https://www.linkedin.com/company/ozsavers)

Newsletter 

One email Sunday morning. The week's biggest cashback boosts and points offers.

Get the weekly Australian cashback deals newsletter.

One email Sunday morning, no spam. The week's biggest cashback boosts and points offers across every Aussie platform.

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**Affiliate disclosure:** OzSavers may earn a commission when you sign up to a partner platform via our links. This never affects the cashback or points you receive, and helps keep the comparison free and independent. We are not owned by a bank, a loyalty program, or a cashback provider.

© 2026 OzSavers. Made in Australia. [Privacy](/privacy) · [About](/about)

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